Mark E. Freitag

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Freitag-internet-8.18.15Mark E. Freitag, Co-Founder and Principal
mark.freitag@livingwealthadvisors.com
O:  (404) 793-1966
M:  (404) 483-8542

Prior to founding Living Wealth Advisors, Mr. Freitag served as the Director – Strategic Affairs for the Living Benefits Financial Group. Mr. Freitag was responsible for overseeing the company’s relationships with its strategic partners and directing the development of new business relationships. Mr. Freitag also supervised legal due diligence, evaluation and qualification of existing portfolios and new originations.

Before joining Living Benefits, Mr. Freitag was a partner in the Atlanta office of Locke Lord LLP (formerly Locke Lord Bissell & Liddell, LLP). He was a member of the firm’s corporate insurance department and has substantial experience in a variety of life settlement, premium finance, insurance, private debt, bankruptcy and other transactional, regulatory and licensing matters. Mr. Freitag’s practice involved a wide range of domestic and international activities, including the review, negotiation and implementation of various senior and junior credit facilities, origination agreements, premium finance and investment programs, corporate governance, licensing and regulatory compliance. He also has significant experience representing lenders and other creditors in corporate bankruptcies and workouts.

Before joining Locke Lord Bissell & Liddell, Mr. Freitag acted as the head of the legal and compliance departments for a multi-national company specializing in the purchase and servicing of distressed consumer receivables. This company focused on both portfolio acquisitions and consumer debt recovery.

Mr. Freitag graduated from Harvard University in 1989 with a degree in government and from the University of Virginia School of Law in 1993.

A frequent speaker and panelist, Mr. Freitag has addressed the DealFlow Media Life Settlements Conferences, the National Underwriter Life Settlement Summits, multiple conferences sponsored by the Life Insurance Settlements Association and various other events.

REPRESENTATIVE LIFE INSURANCE TRANSACTIONS

  • Advised a U.S. pension fund in the purchase of a portfolio of $140,000,000 of life insurance policies.
  • Represented U.S. borrowers in connection with $500,000,000 and $100,000,000 U.S. credit facilities for the acquisition of life settlements.
  • Conducted due diligence evaluation of a $1,000,0000,000 portfolio on behalf of multiple Asian financial institutions
  • Structured and documented forward flow purchase agreement for a life settlement provider with respect to a portfolio valued at over $1,000,000,000 of life insurance.
  • Represented a Luxembourg bank in its roles as Custodian and Escrow Agent for multiple Luxembourg investment funds in connection with the acquisition of U.S. life settlements.
  • Represented a European bank in connection with the acquisition of $750,000,000 of life settlements.
  • Represented U.S. master lender in $45,000,000 and $50,000,000 credit facilities to life insurance premium finance companies.
  • Represented a life settlement provider in connection with a $135,000,000 origination agreement with a major U.S. financial institution and closing of individual policy acquisitions thereafter.
  • Structured and documented purchase of $65,000,000 in premium finance loans and conducting due diligence review of underlying transactions.
  • Advised multiple life settlement providers and life settlement brokers in connection with nationwide licensing and regulatory matters. Presentations

LIFE INSURANCE PRESENTATIONS AND PUBLICATIONS

Presentations

  • “Know Your Investment:  Lessons from the Trenches,” DealFlow Media’s Life Settlements Conference, Las Vegas, Nevada (September 2011).
  • “The Anatomy of a Tertiary Trade: A Case Study of a Portfolio Transaction,” International Life Settlements Conference, London, England (May 2011).
  • “New Uses for the Secondary Market: Life Settlements as Investment Collateral,” IQPC Insurance Linked Securities Summit, New York, New York (January 2011).
  • “Legal Issues Roundtable,” Life Insurance Settlement Association Compliance Conference, Atlanta, Georgia (August 2010).
  • “Legal Issues Roundtable,” Life Insurance Settlement Association Spring Conference, Washington, D.C. (April 2010).
  • “Attorney’s Panel,” National Underwriters Life Settlement Summit, Miami, Florida (March 2010).
  • “Insurable Interest, Due Diligence and Compliance Issues in Insurance Securitization,” City Bar Center for CLE, New York, New York (February 2010)
  • “360 Essentials for Managing Risk in Investing in Life Settlement Portfolios Workshop,” IQPC Insurance Linked Securities Summit, New York, New York (January 2010).
  • “Life Settlement Investment Fund Essentials,” DealFlow Media’s Life Settlements Conference, Las Vegas, Nevada (September 2009)
  • “How to Navigate a Confusing Compliance, Regulatory and Tax Landscape,” National Underwriters Life Settlement Summit, Orlando, Florida (February 2009).
  • “Life Settlement Provider Licensing,” Life Insurance Settlement Association’s Second Compliance Conference, Las Vegas, Nevada (September 2008).
  • “How to Profit from Life Settlements,” DealFlow Media’s Life Settlements Conference, Las Vegas, Nevada (September 2008).
  • “Consolidation in the Life Settlement Industry,” 2008 Spring Life Insurance Settlement Association Conference, Washington, D.C. (May 2008).
  • “Fiduciary Duty as a Legal Concept,” Life Insurance Settlement Association’s Producer seminar, Philadelphia, Pennsylvania (April 2008).
  • “Environmental Forces in the Life Settlements Industry,” National Underwriter Company’s Life Settlement Summit, Philadelphia, Pennsylvania (March 2008).
  • “What Insurance Producers Need to Know About Life Settlements,” Deal Flow Media webinar (November 2007).
  • “Fiduciary Duty as a Legal Concept,” LISA Producers Seminar and Brokers Summit, Orlando, Florida (September 2007).
  • “Life Settlements and Premium Finance 101,” Deal Flow Media Life Settlements Conference, Orlando, Florida (September 2007).
  • “Life Settlement and Insurance Premium Finance Transactions,” LISA 2007 Spring Conference, New York, New York (May 2007).

Publications

  • “New Life Settlement Legislation in California and New York,” ABA TTIPS Life Insurance Law Committee Newsletter (March 2010).
  • Co-Author, “Key Provisions of the Illinois Viatical Settlements Act of 2009,” The Life Settlement Review (October 7, 2009).
  • Quoted, “Coventry Settles Bid Rigging Suit,” The Life Settlements Report (October 1, 2009).
  • “California Adopts New Life Settlement Legislation,” The Life Settlements Report (September 2008).
  • Quoted, “Fewer Players Seen as Life Settlement Market Grows,” National Underwriter – Life & Health/Financial Services Edition (May 26, 2008).
  • “Trust Interest Purchases Under Attack,” The Life Settlements Report (May 15, 2008).
  • Quoted, “Wet Paper Attracts Big Investors,” The Life Settlements Report (January 2008).
  • Quoted, “Providers Test New Underwriting Strategies,” The Life Settlements Report (November 2007).