Living Wealth Advisors is able to analyze and review many different types of insurance policies for our clients; however, premium management will not work with all life insurance policies.   Notably, most term life insurance policies are not suitable for premium management and neither are other types of life insurance policies that require fixed premium payments. If you are unsure whether your life insurance policy fits into either of those categories, you can ask us to evaluate it for you to determine its suitability for premium management

Premium payments can be managed for most types of permanent life insurance, such as universal life insurance or flexible premium life insurance. Life insurance policies with large death benefits or that have been in force for a long period of time are more likely to have accrued substantial cash value, which will give the owner more options as to how to proceed going forward. However, we may be able to provide payment options for you on newly issued policies as well.

If you have questions about whether Living Wealth Advisors can analyze your life insurance policy, we are available to answer your questions.  Please fill out Contact page, including a description of your policy, and one of our representatives will be in touch with you shortly.